Wallet Investment

How to Invest in Mutual Funds: A Step-by-Step Guide for Beginners Image Credit: AI Introduction Are you thinking, "Mujhe mutual fund mein investment karna hai, toh main kaise karoon?" (I want to invest in mutual funds, but how do I do it?) Don’t worry—you’re not alone! Many people want to grow their money but feel confused about where to start. Mutual funds are a great option for beginners because they’re simple, affordable, and expertly managed. In this blog, I’ll walk you through the basics of mutual funds and explain how you can start investing. Let’s make it easy and fun! What is a Mutual Fund? The Basics Imagine you and your friends want to buy an expensive pizza, but none of you have enough money alone. So, you all pool your money together, buy the pizza, and share the slices. A mutual fund works the same way! It’s a pool of money collected from many investors (like you) that is used to buy a mix of investments—like stocks, bonds, or other assets. These investments ar...

SEBI’s 209th Board Meeting: Key Decisions & Impact on Indian Capital Markets The Securities and Exchange Board of India (SEBI) is the cornerstone of India’s financial markets, ensuring transparency, investor protection, and market integrity. Its board meetings are critical events in which decisions influence investors, companies, and market intermediaries. Held on March 24, 2025, in Mumbai, the 209th SEBI Board Meeting introduced several regulatory updates to balance ease of business with robust oversight. From changes in foreign investment thresholds to governance enhancements, here’s everything you need to know about the key takeaways. Image Credit: AI 1. Higher Disclosure Threshold for Foreign Portfolio Investors (FPIs) SEBI has revised the threshold for additional disclosures required from Foreign Portfolio Investors (FPIs), reflecting the evolving dynamics of India’s equity markets. What’s Changed? Previously, FPIs with equity assets under management (AUM) exceeding INR 25,00...

Economic Uncertainty, IT Services, and Global Market Trends – Key Events to Watch This Week As the global economy navigates through economic uncertainty , several key indicators and corporate warnings are shaping the market outlook. Donald Trump's second presidency has begun impacting business confidence, particularly in IT services , as companies reassess their spending. Accenture, a global IT services leader, has highlighted the risks of US federal government spending cuts , which could pressure its revenue streams. Additionally, private sector IT spending remains under scrutiny, with smaller contracts facing increased challenges. In the aviation sector , leading US airlines have reported a slowdown in demand , signalling weaker consumer discretionary spending . Meanwhile, upcoming Flash PMI data from major economies—including India, the US, the UK, Australia, Japan, and the Euro area —will provide critical insights into global economic trends. Economic Uncertainty|IT Service...

  India’s Investment Landscape: Insights from SEBI’s ASPIRE 2025 Event The Securities and Exchange Board of India (SEBI) recently shared critical insights at the ASPIRE 2025 event, organized by the Association of Registered Investment Advisors (ARIA) in Mumbai. Delivered by WTM Ananth Narayan, the speech highlighted the evolving investment landscape, the role of domestic and foreign investors, and the regulatory challenges ahead. Source of Image - AI Foreign Portfolio Investment (FPI) Trends Despite short-term fluctuations, Foreign Portfolio Investments (FPIs) in India remain strong. Over the last five fiscal years (since April 2020), India received total FPI inflows of $54 billion , with $21 billion in equity and $33 billion in debt . Comparatively, the previous five-year period (FY16-FY20) saw just $19 billion in inflows. Notably, FPIs currently hold assets worth over INR 62 lakh crores (~$700 billion) in equity and INR 5.9 lakh crores (~$68 billion) in debt . The inclusion ...