Wallet Investment

SEBI Imposes Penalty on Investment Adviser for Multiple Violations: A Case Study Introduction In a significant move to uphold investor protection and market integrity, the Securities and Exchange Board of India (SEBI) has penalised Rajiv Kumar Singh, the proprietor of Elite Investment Advisory Services, for a series of regulatory violations. The adjudication order, issued following a detailed investigation, reveals serious lapses in compliance that could jeopardise investor trust and financial security. This case serves as a critical reminder of the importance of regulatory oversight and the need for investors to exercise caution when selecting financial advisers. Background on SEBI and Investment Advisers The Securities and Exchange Board of India (SEBI), established in 1988, is the cornerstone of India’s securities market regulation. Its primary mission is to protect investors, promote market development, and ensure fair practices in the financial ecosystem. Investment advisers, regi...

Key Corporate Actions in July 2025: What Investors Need to Know As an investor, staying informed about corporate actions is crucial for making informed decisions and maximising returns. Corporate actions are events initiated by companies that can significantly impact shareholders and the broader market. These include dividends , bonus issues , stock splits , rights issues , capital reductions, demergers , mergers , and buybacks . July 2025 has been a particularly active month for such actions in India, with numerous companies across sectors announcing or executing these events. In this blog, we’ll delve into the key corporate actions of July 2025, their implications for investors, and practical tips to navigate these changes effectively. corporate actions|July 2025|investors|stock market|dividends|bonus issues|stock splits|rights issues|mergers|demergers|buybacks| India stock market |financial news|investment strategy| Introduction Corporate actions are the lifeblood of the stock ma...

SIP vs Lump Sum – Which Investment Strategy Is Better? SIP vs Lump Sum – Which Investment Strategy Is Better in 2025? Confused between SIP and lump sum investment? Learn the pros, cons, returns, and ideal scenarios to decide the best strategy for your financial goals. SIP vs Lump Sum| SIP investment strategy | Lump sum vs SIP returns | mutual fund investment | Wallet Investment |SIP benefits| lump sum timing | SIP tax benefit | SWP | 🟢 Introduction When it comes to investing in mutual funds, one common dilemma investors face is: “Should I invest via SIP or lump sum?” Both are powerful wealth-building strategies. However, your decision depends on factors such as your income flow, market conditions, risk tolerance, and investment horizon. Let’s decode SIP vs Lump Sum , understand how they work, and find out which one suits you better . 🟢 What is a SIP (Systematic Investment Plan)? SIP is a disciplined investment method where you invest a fixed amount regularly (monthly or...

SWP in Mutual Funds: A Smart Way to Get Monthly Income What is SWP in Mutual Funds ? Benefits, Taxation & Best Strategies Learn everything about SWP in mutual funds — benefits, taxation, withdrawal strategy, who should invest & frequently asked questions. Perfect for regular income! SWP mutual fund , Systematic Withdrawal Plan, SWP benefits , SWP taxation , mutual fund income plan , SWP vs SIP , best mutual fund SWP , wallet investment 🟢 What is SWP (Systematic Withdrawal Plan)? SWP or Systematic Withdrawal Plan is a smart way to receive regular income from your mutual fund investment. Unlike SIP where you invest monthly, SWP allows you to withdraw a fixed amount at regular intervals — monthly, quarterly, or yearly — directly to your bank account. It’s especially useful for those who want a steady cash flow without redeeming the full investment . 🟢 How Does SWP Work? Let’s say you invest ₹10 lakhs in a mutual fund and opt to withdraw ₹10,000 every month through...