Wallet Investment

• Capital Appreciation (share price badhna)

• Dividend Income

Lekin company in dono ka guarantee nahi deti. Dividend company ke profits par depend karta hai, aur capital appreciation market conditions aur company ki situation par depend karta hain.

Kyunki business ke saare residual benefits equity investors ko milte hain, isliye unka return generally debt investors se zyda hota hai.

Equity or debt ke beech choose karna ek trade-off hota haim.

• Jo investors low risk lena chahta hain aur stable return accept karte hai wo debt choose karte hain.

• Jo high return expect karte hai, unhe equity ka extra risk lena pasand hota hain. 

Ultimately, most investors base their decisions on their risk-taking capacity and return expectations. 

Risk of Equity Investment

Equities are often regarded as riskier than other asset classes. The main types of risk relevant to equity investment are discussed below. 

1. MARKET RISK -  

Market risk equity shares ke prices me fluctuations ki wajah se hota hai, jo alag alag market-related dynamics ke karan aate hain. Ye factors har type ke investment ko affect karte haim, chahe wo kisi bhi sector se belong kare. Impact ka level alag ho sakta hain. is risk ko diverify karke completely eliminate nahi kiya ja sakta lekin hedge zarur kiya ja sakta hai.

2. SECTOR-SPECIFIC RISK - 

Sector-specific risk non-market risk ka part hota hai. Is tarah ke risk ko diversify kiya ja sakta hai. Ye risk un factors ki wajah se hota hai jo kisi particular sector ki companies ki performance ko affect karta hain. Dusre sectors ki companies par iska effect nahi hota. Is risk ko alag alag sectors me invest karke kam kiya jaa sakta hain.

3. COMPANY-SPECIFIC RISK 

Company-specific risk bhi non-market risk ka hissa hota hain. Isse bhi diversify kiya jaa sakta hain. Ye risk un factors ki wajah se hota hai jo sirf ek particular company ki performance ko impact karte hain. Dusri companies par iska asar nahi hota . Is risk ko different companies ke shares me invest karke reduced kiya ja sakta hai. 

4. TRANSACTIONAL RISK 

Transactional risk tab hota hai jab koi dusri party contract ke terms fulfil nahi karti, jab aao equities buy ya sell kar rahe hote hain. Ye situation tab ho sakti hai jab samne wali parry ya to paise dene me fail ho jaye ya shares diliver na kare. 

Is risk ko stock exchange ke through transact karke kam kiya ja sakta hain, kyunki waha strong risk mitigation systems hote hain jo aise issues ko handle karte hain.

5. LIQUIDITY RISK

Liquidity risk ka matlab hota hai ki aapko apne shares ke liye BUYER ya SELLER na mile. Is risk ko impact cost se measure kiya jata hain. 

Impact cost ka matlab hota hain price me percentage change jo kisi particular order size ki wajah se hota hain, jab usse best bid aur offer price ke average se compare kiya jata hain. 

Impact cost buy aur sell sono side liye calculated hota hain. Jo stocks kam liquid hote hain unme trading kam hoti hain, aur ek bada trade unke price ko kaafi move kar sakta hai. Aise stock ka impact cost high hota hain. 

Agar impact cost low hai, to iska matlab stock zyada liquid hain.